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| Longmont | | The best time to switch policies is | | Tickler: A reminder system used to |
| Toms River | | within one month of receiving your | | call an individual's attention to actions |
| Bakersfield | | policy renewal from your current | | that must be taken at a future point in |
| Canton | | insurer. You can typically cancel your | | time. |
| Des Moines | | policy without any fees or penalties if | | |
| Scottsdale | | you act within this time period. | | Admitted Company: An insurance |
| West Palm Beach | | | | company authorized and licensed to |
| Jersey City | | The quickest and easiest way to | | do business in a given state. |
| Dayton | | shop for new insurance is by | | |
| Irving | | comparing rates at InsWebs online | | Insurance Policy: The printed form |
| Flint | | marketplace. If you do it the | | which serves as the contract between |
| Racine | | old-fashioned way (by calling or | | an insurer and an insured. |
| Columbus | | visiting multiple agents or insurance | | |
| Houma | | companies) it could take up a huge | | Premium Notice: A form notice from |
| Scranton | | chunk of your time, which no one | | an insurer or agency to a policy |
| Chesapeake | | wants or needs. By completing | | owner that a premium will be due on a |
| Oceanside | | InsWebs online application, you will | | given date. |
| Union | | have rates to compare to your old | | |
| Providence | | ones within minutes! | | Policy Anniversary: The anniversary |
| Newport News | | | | of the date of issue of a policy as |
| Columbus | | If you have noticed that your auto | | shown in the policy declarations. |
| Richmond | | insurance rates are still increasing | | |
| Johnson City | | with each renewal, or even have not | | Approved: The condition which exists |
| Johnstown | | gone down even though you have a | | when the person or object to be |
| Hattiesburg | | great driving record, this lower pricing | | insured meets the underwriting |
| Albany | | trend makes it more important then | | standards of the insurer. |
| Joliet | | ever that you shop around for auto | | |
| Charleston | | insurance. | | Lapsed Policy: One which has been |
| Fayetteville | | | | allowed to expire because of |
| Woodbridge | | Individuals who have 30-year | | nonpayment of premiums. |
| Metairie | | mortgages might want to consider a | | |
| Racine | | 30-year term to ensure that the house | | Absolute Assignment: Assignment by |
| Goldsboro | | is protected throughout the period of | | a policy owner of all control of and |
| San Antonio | | the loan. | | rights in the policy to a third party. |
