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| Rapid City | | People who are trying to quit | | Absolute Assignment: Assignment by |
| Fall River | | smoking, for example, might be best | | a policy owner of all control of and |
| Littleton | | suited purchasing a shorter term (and | | rights in the policy to a third party. |
| Zanesville | | then replacing it with a longer term | | |
| Englewood | | policy when they qualify for | | Cut Rate: This term generally applies |
| Plano | | non-tobacco prices). | | to insurance companies who charge |
| Denver | | | | premiums below a normal or average |
| El Cajon | | We offer quotes for auto insurance, | | rate. |
| Warwick | | life insurance, homeowners | | |
| Southfield | | insurance, health insurance, term life | | Nonadmitted Insurer: An insurer not |
| Asheville | | insurance and more. | | licensed to do business in the |
| Pasadena | | | | jurisdiction in question. Same as |
| Saginaw | | Individuals who have 30-year | | Unauthorized Insurer and Unlicensed |
| Dothan | | mortgages might want to consider a | | Insurer. |
| Sioux City | | 30-year term to ensure that the house | | |
| Washington | | is protected throughout the period of | | Society of Insurance Research: An |
| Albuquerque | | the loan. | | organization which encourages |
| Hemet | | | | insurance research and promotes the |
| Raleigh | | The quickest and easiest way to | | exchange of ideas and methods of |
| St. Joseph | | shop for new insurance is by | | research. |
| Jasper | | comparing rates at InsWebs online | | |
| Schaumburg | | marketplace. If you do it the | | First Party Insurance: Insurance which |
| Columbus | | old-fashioned way (by calling or | | applies to coverage for the insured's |
| Corpus Christi | | visiting multiple agents or insurance | | own property or person. Contrast with |
| Evanston | | companies) it could take up a huge | | Third Party Insurance. |
| Lakewood | | chunk of your time, which no one | | |
| Topeka | | wants or needs. By completing | | You/Your: These words are used to |
| Sunnyvale | | InsWebs online application, you will | | refer to the named insured in many of |
| Quincy | | have rates to compare to your old | | the modernized/personalized policy |
| Shreveport | | ones within minutes! | | forms. |
