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| Lakewood | | While some companies raise their | | Partial Loss: A loss covered by an |
| Evanston | | prices based on your actual age, | | insurance policy which does not |
| Kalamazoo | | most companies increase the price of | | completely destroy or render |
| Fresno | | their policies six months before your | | worthless the insured property. |
| Daytona Beach | | birthday. Its a term called Age | | |
| Rockford | | Nearest in the industry, and that | | Fiduciary: A person holding the funds |
| Memphis | | half-year price increase could really | | or property of another in a position of |
| Topeka | | add up over a 20-year term policy. As | | trust. An example would be the |
| Long Beach | | above, the quicker you purchase your | | executor of an estate. |
| Buffalo | | policy the better. | | |
| San Bernardino | | | | Interline Endorsement: Commercial |
| Berkeley | | Healthy people have the best | | endorsements that apply, or could |
| Baton Rouge | | mortality risks and thus are much | | apply, to more than one coverage |
| Stamford | | cheaper for companies to insure. This | | part of a package policy. |
| Tucson | | translates into lower rates for the | | |
| Spokane | | Super Preferred customer than | | Depreciation: A decrease in the value |
| Cape Coral | | someone with higher risk factors such | | of any type of tangible property over |
| Portland | | as a heart condition, cancer or | | a period of time resulting from use, |
| Long Island City | | diabetes. Conversely, if you were | | wear and tear, or obsolescence. |
| Escondido | | unhealthy when you acquired your | | |
| Englewood | | policy, and your health has now | | Deficit Carried Forward: The transfer |
| Olympia | | improved, it might be time to shop for | | of a debit balance from one |
| Flushing | | a new policy, as your rates are likely | | accounting period to another. |
| Sioux City | | to be lower. | | |
| Philadelphia | | | | Adjustment Bureau: A firm organized |
| Florence | | At InsWeb, you can compare free | | to provide adjustment services to |
| Montgomery | | online insurance quotes from many of | | insurers not wishing to create their |
| Rochester | | the nations leading insurance | | own claims division. |
| Venice | | companies. | | |
| Richmond | | | | Brick Veneer Construction: Refers to |
| Fairfax | | Life insurance, specifically Term Life, | | a building where the outside walls are |
| Grand Prairie | | is arguably one of the best values in | | constructed of wood with a facing of a |
| Santa Rosa | | the entire financial services arena. | | single layer of brick. |
| Phoenix | | Where else can you go and get | | |
| Hattiesburg | | hundreds of thousands of dollars in | | |
| Rochester | | protection for literally pennies per | | |
| Clearwater | | day? Rates for Term Life insurance | | |
| New Orleans | | remain at all-time lows, and now is the | | |
| Stamford | | time to lock in the best prices. | | |
