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| Kansas City | | The quickest and easiest way to | | Policy Period (or Term): The period |
| Ocala | | shop for new insurance is by | | during which the policy contract |
| Chattanooga | | comparing rates at InsWebs online | | affords protection, e.g., six months or |
| Fullerton | | marketplace. If you do it the | | one or three years. |
| Metairie | | old-fashioned way (by calling or | | |
| Dearborn | | visiting multiple agents or insurance | | Absolute Assignment: Assignment by |
| Fullerton | | companies) it could take up a huge | | a policy owner of all control of and |
| Boulder | | chunk of your time, which no one | | rights in the policy to a third party. |
| Vero Beach | | wants or needs. By completing | | |
| Bethlehem | | InsWebs online application, you will | | Provisions: Statements contained in |
| Yonkers | | have rates to compare to your old | | an insurance policy which explain the |
| Newport News | | ones within minutes! | | benefits, conditions and other |
| Flint | | | | features of the insurance contract. |
| Arlington | | Shopping around is the best way to | | |
| Reno | | save money on your insurance. | | New For Old: Replacing old |
| Charleston | | | | damaged parts or equipment with |
| Dubuque | | The best time to switch policies is | | new ones rather than repairing them. |
| Marietta | | within one month of receiving your | | |
| Florissant | | policy renewal from your current | | Sole Proprietorship: A business |
| Scottsdale | | insurer. You can typically cancel your | | enterprise owned by one person who |
| Aurora | | policy without any fees or penalties if | | is its manager and employee. |
| Detroit | | you act within this time period. | | |
| Dothan | | | | Notice of Cancellation: Written notice |
| Trenton | | People who are trying to quit | | by an insurer of intent to cancel |
| Lakeland | | smoking, for example, might be best | | insurance, or written notice by an |
| Oakland | | suited purchasing a shorter term (and | | insured requesting cancellation. |
| Melbourne | | then replacing it with a longer term | | |
| Belleville | | policy when they qualify for | | Not Taken: Policies applied for and |
| South Bend | | non-tobacco prices). | | issued but rejected by the proposed |
| Delray Beach | | | | owner and not paid for. |
| Rockville | | Life insurance, specifically Term Life, | | |
| Houston | | is arguably one of the best values in | | Mandatory Valuation Reserve: A |
| Cherry Hill | | the entire financial services arena. | | reserve required by a state law to |
| Redlands | | Where else can you go and get | | offset any declines in the valuation of |
| Madison | | hundreds of thousands of dollars in | | securities listed as admitted assets. |
| Burbank | | protection for literally pennies per | | |
| Portsmouth | | day? Rates for Term Life insurance | | |
| Eugene | | remain at all-time lows, and now is the | | |
| El Paso | | time to lock in the best prices. | | |
