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| Jackson | | Individuals who have 30-year | | Divided Cover: The placing of |
| Grand Prairie | | mortgages might want to consider a | | insurance on a given subject or |
| Gainesville | | 30-year term to ensure that the house | | object with more than one insurer. |
| Pompano Beach | | is protected throughout the period of | | |
| Fort Collins | | the loan. | | Admitted (or Allowed) Assets: Assets |
| Edison | | | | whose values are permitted by state |
| Springfield | | If you decide to cancel your policy | | law to be included in the annual |
| Boulder | | (after acquiring new coverage) | | statement of the insurer. |
| Kalamazoo | | outside of the 30-day period, you may | | |
| Slidell | | have to pay a fee or penalty. | | Net Loss: The amount of loss |
| Johnson City | | However, you may still save money | | sustained by an insurer after giving |
| Sterling Heights | | after paying the fee if your new policy | | effect to all applicable reinsurance, |
| Valdosta | | affords you significant savings. So | | salvage, and subrogation recoveries. |
| High Point | | while it is best to wait until your | | |
| Lexington | | receive your renewal notice, you CAN | | Theory of Probability: The |
| Tucson | | cancel your policy at any time. | | mathematical principle upon which |
| Newport Beach | | | | insurance is based. |
| Vineland | | Why not take advantage of current | | |
| Odessa | | low prices? Many auto insurance | | Retail Credit Company: The former |
| San Bernardino | | consumers are becoming educated | | name of Equifax, a credit reporting |
| San Jose | | on other companies, plans, and rates | | organization. See Equifax. |
| Palm Harbor | | that are available to them; ones that | | |
| Killeen | | could afford them significant savings | | Commercial Lines: This term is used |
| Norwalk | | on their auto insurance. | | to refer to insurance for businesses, |
| Richmond | | | | professionals, and commercial |
| Las Vegas | | The quickest and easiest way to | | establishments. |
| Alpharetta | | shop for new insurance is by | | |
| Alameda | | comparing rates at InsWebs online | | Accident: An unplanned event, |
| Palm Harbor | | marketplace. If you do it the | | unexpected and undesigned, which |
| Roanoke | | old-fashioned way (by calling or | | occurs suddenly and at a definite |
| Topeka | | visiting multiple agents or insurance | | place. |
| Lancaster | | companies) it could take up a huge | | |
| Portland | | chunk of your time, which no one | | Deductible: The portion of an insured |
| Anchorage | | wants or needs. By completing | | loss to be borne by the insured |
| Norwalk | | InsWebs online application, you will | | before he is entitled to recovery from |
| Flushing | | have rates to compare to your old | | the insurer. |
| Waco | | ones within minutes! | | |
