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| Ann Arbor | | Healthy people have the best | | Claim: A demand made by the |
| Lakewood | | mortality risks and thus are much | | insured, or the insured's beneficiary, |
| Santa Ana | | cheaper for companies to insure. This | | for payment of the benefits provided |
| Stuart | | translates into lower rates for the | | by the contract. |
| Lansing | | Super Preferred customer than | | |
| Nashville | | someone with higher risk factors such | | Tariff Rate: A rate established by a |
| Albuquerque | | as a heart condition, cancer or | | rating organization, which comes from |
| Riverside | | diabetes. Conversely, if you were | | the tables, schedules and rules found |
| Stamford | | unhealthy when you acquired your | | in the tariff of rates. |
| Santa Clara | | policy, and your health has now | | |
| Rockville | | improved, it might be time to shop for | | Business: In Property, Liability, and |
| Fort Collins | | a new policy, as your rates are likely | | Health lines, it usually refers to the |
| Vineland | | to be lower. | | volume of premiums. |
