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| Jersey City | | Individuals who have 30-year | | Agent's Balance: A periodic |
| Boulder | | mortgages might want to consider a | | statement of the sums due and owed |
| Green Bay | | 30-year term to ensure that the house | | to an agent under the agent's contract |
| Melbourne | | is protected throughout the period of | | with an insurer. |
| Dearborn | | the loan. | | |
| Anderson | | | | Submitted Business: Applications for |
| Naples | | Everyone has different needs, and | | insurance submitted to an insurer but |
| Wichita | | not one size fits all when it comes to | | not yet acted upon by it. |
| Winter Park | | term life insurance. While it may make | | |
| Boynton Beach | | sense for people in their 30s and 40s | | Premises: The particular location of |
| Anderson | | to secure a 20-year term length, a | | property or a portion thereof as |
| Decatur | | 10-year term might be more | | designated in a policy. |
| Tuscaloosa | | appropriate for someone nearing | | |
| Venice | | retirement. | | Broker-Agent: One acting as an agent |
| Cincinnati | | | | of one or more insurers and as a |
| Cherry Hill | | Healthy people have the best | | broker in dealing with one or more |
| Duluth | | mortality risks and thus are much | | other insurers. |
| Bakersfield | | cheaper for companies to insure. This | | |
| Edison | | translates into lower rates for the | | Indemnify: To restore the victim of a |
| Phoenix | | Super Preferred customer than | | loss to the same position as before |
| Yuma | | someone with higher risk factors such | | the loss occurred. |
| Woodbridge | | as a heart condition, cancer or | | |
| Hattiesburg | | diabetes. Conversely, if you were | | Premium Notice: A form notice from |
| Scottsdale | | unhealthy when you acquired your | | an insurer or agency to a policy |
| Canton | | policy, and your health has now | | owner that a premium will be due on a |
| Fort Wayne | | improved, it might be time to shop for | | given date. |
| Yonkers | | a new policy, as your rates are likely | | |
| Orlando | | to be lower. | | Interline Endorsement: Commercial |
| Livonia | | | | endorsements that apply, or could |
| El Cajon | | Make sure you have a new policy in | | apply, to more than one coverage |
| Abilene | | place before you cancel your old one | | part of a package policy. |
| Ocala | | to avoid a lapse in coverage. This will | | |
| Allentown | | also prevent having to figure out the | | Expense Allowance: A compensation |
| Scottsdale | | amount of any unused premium that is | | paid to an insurance agent in excess |
| Lakewood | | due to you from your old insurance | | of prescribed commissions. |
| Detroit | | company, or having to spar with your | | |
| Huntington | | agent about exactly when your policy | | |
| Greensboro | | was cancelled and how much they | | |
| Bellevue | | owe you. | | |
