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| Brooklyn | | If you have noticed that your auto | | Deflation: An economic period |
| Walnut Creek | | insurance rates are still increasing | | characterized by falling prices, high |
| Glendale | | with each renewal, or even have not | | unemployment and a generally |
| Newburgh | | gone down even though you have a | | sluggish or slow economy. |
| Long Island City | | great driving record, this lower pricing | | |
| Clarksville | | trend makes it more important then | | Loss Adjustment Expense: The cost |
| Charleston | | ever that you shop around for auto | | of adjusting losses, excluding the |
| Jacksonville | | insurance. | | amount of the loss itself. |