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| New York | | At InsWeb, you can compare free | | United States Aircraft Insurance |
| Naperville | | online insurance quotes from many of | | Group: A group of insurers providing |
| Denver | | the nations leading insurance | | facilities for all forms of Aviation |
| Lakewood | | companies. | | Insurance. |
| Pembroke Pines | | | | |
| Fort Smith | | While some companies raise their | | Net Interest Earned: The average |
| Cedar Rapids | | prices based on your actual age, | | interest earned by an insurer on its |
| Chesapeake | | most companies increase the price of | | investments after investment expense |
| Columbia | | their policies six months before your | | but before federal income taxes. |
| Coral Springs | | birthday. Its a term called Age | | |
| Stuart | | Nearest in the industry, and that | | Agency Contract (or Agreement): The |
| Boynton Beach | | half-year price increase could really | | document which establishes the legal |
| Metairie | | add up over a 20-year term policy. As | | relationship between an agent and an |
| Norwalk | | above, the quicker you purchase your | | insurer. |
| Waterloo | | policy the better. | | |
| Walnut Creek | | | | Time Limits: The limits of time within |
| Johnson City | | Make sure you have a new policy in | | which notice of a claim and proof of a |
| Frederick | | place before you cancel your old one | | loss must be submitted. |
| Augusta | | to avoid a lapse in coverage. This will | | |
| Torrance | | also prevent having to figure out the | | Minimum Premium: The smallest |
| Davenport | | amount of any unused premium that is | | amount of premium for which an |
| Longmont | | due to you from your old insurance | | insurer will issue coverage under a |
| Norwalk | | company, or having to spar with your | | given policy. |
| Monroe | | agent about exactly when your policy | | |
| Lima | | was cancelled and how much they | | Premises: The particular location of |
| Saginaw | | owe you. | | property or a portion thereof as |
| Los Angeles | | | | designated in a policy. |
| Chesapeake | | Shopping around is the best way to | | |
| Franklin | | save money on your insurance. | | Paid-In Surplus: Surplus paid in by |
| Las Cruces | | | | stockholders, as contrasted with |
| Reading | | Individuals who have 30-year | | surplus earned through the |
| Denver | | mortgages might want to consider a | | operations of a business. |
| Mesa | | 30-year term to ensure that the house | | |
| Florissant | | is protected throughout the period of | | National Auto Theft Bureau: An |
| Valdosta | | the loan. | | organization engaged in the |
| Tyler | | | | prevention and reduction of motor |
| Long Beach | | | | vehicle fire and theft losses. |