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| Grand Prairie | | Why not take advantage of current | | Convention Values: Values assigned |
| Delray Beach | | low prices? Many auto insurance | | to insurers' assets in the convention |
| Alameda | | consumers are becoming educated | | blank. |
| Marietta | | on other companies, plans, and rates | | |
| Decatur | | that are available to them; ones that | | Nonadmitted Insurer: An insurer not |
| Saginaw | | could afford them significant savings | | licensed to do business in the |
| Longwood | | on their auto insurance. | | jurisdiction in question. Same as |
| Oklahoma City | | | | Unauthorized Insurer and Unlicensed |
| Wichita | | Healthy people have the best | | Insurer. |
| Harrisburg | | mortality risks and thus are much | | |
| Gainesville | | cheaper for companies to insure. This | | Foreign Insurer: An insurer domiciled |
| Ogden | | translates into lower rates for the | | in a state of the United States other |
| Arlington | | Super Preferred customer than | | than the one in which the insured's |
| Dearborn | | someone with higher risk factors such | | insurance is written. |
| Sioux City | | as a heart condition, cancer or | | |
| Providence | | diabetes. Conversely, if you were | | Liabilities: Money owed or expected |
| Tacoma | | unhealthy when you acquired your | | to be owed. Insurance company |
| Augusta | | policy, and your health has now | | financial statements, for instance, |
| Stockbridge | | improved, it might be time to shop for | | show assets and liabilities. |
| Frederick | | a new policy, as your rates are likely | | |
| Cranston | | to be lower. | | American Risk and Insurance |
| Fort Myers | | | | Association: An association of |
| Anaheim | | If you have noticed that your auto | | insurance educators and others |
| Providence | | insurance rates are still increasing | | interested in insurance study and |
| Little Rock | | with each renewal, or even have not | | research. |
| Boston | | gone down even though you have a | | |
| Roanoke | | great driving record, this lower pricing | | Policy Period (or Term): The period |
| Albany | | trend makes it more important then | | during which the policy contract |
| Livonia | | ever that you shop around for auto | | affords protection, e.g., six months or |
| Clinton Township | | insurance. | | one or three years. |
