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| Sumter | | We offer quotes for auto insurance, | | Convention Values: Values assigned |
| Wichita Falls | | life insurance, homeowners | | to insurers' assets in the convention |
| Newburgh | | insurance, health insurance, term life | | blank. |
| Cherry Hill | | insurance and more. | | |
| Honolulu | | | | Lloyd's Broker: A person who has the |
| Schaumburg | | Individuals who have 30-year | | authority to negotiate insurance |
| Santa Rosa | | mortgages might want to consider a | | contracts with the underwriters on the |
| Sacramento | | 30-year term to ensure that the house | | floor at Lloyd's. |
| Jonesboro | | is protected throughout the period of | | |
| Evansville | | the loan. | | Expense Allowance: A compensation |
| Canton | | | | paid to an insurance agent in excess |
| Oakland | | Make sure you have a new policy in | | of prescribed commissions. |
| Houma | | place before you cancel your old one | | |
| Morristown | | to avoid a lapse in coverage. This will | | Countersignature: The signature of a |
| Littleton | | also prevent having to figure out the | | licensed agent or representative on a |
| Myrtle Beach | | amount of any unused premium that is | | policy. |
| Englewood | | due to you from your old insurance | | |
| Oklahoma City | | company, or having to spar with your | | Book Value: Refers to the value of |
| El Cajon | | agent about exactly when your policy | | assets as shown in the official |
| Colorado Springs | | was cancelled and how much they | | accounting records of the company. |
| Acworth | | owe you. | | |
| Malden | | | | Public Adjuster: An insurance adjuster |
| Toms River | | At InsWeb, you can compare free | | who represents an insured on a fee |
| Florence | | online insurance quotes from many of | | basis in claims settlement. Contrast |
| Hickory | | the nations leading insurance | | with Independent Adjuster. |
| Madison | | companies. | | |
| Troy | | | | Buy-Back" Deductible: A deductible |
| Dearborn | | Why not take advantage of current | | which may be eliminated for an |
| Davenport | | low prices? Many auto insurance | | additional premium in order to |
| Waterloo | | consumers are becoming educated | | provide "first-dollar" coverage. |
| Virginia Beach | | on other companies, plans, and rates | | |
| Lakewood | | that are available to them; ones that | | Borderline Risk: An insurance |
| Decatur | | could afford them significant savings | | prospect of doubtful quality from an |
| Mesa | | on their auto insurance. | | underwriting point of view. |
