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| Florissant | | The quickest and easiest way to | | Inspection: Independent checking on |
| Edmond | | shop for new insurance is by | | facts about an applicant, |
| Billings | | comparing rates at InsWebs online | | policyholder, or claimant, usually by a |
| Sarasota | | marketplace. If you do it the | | commercial inspection agency. |
| Bradenton | | old-fashioned way (by calling or | | |
| Carlsbad | | visiting multiple agents or insurance | | Accident: An unplanned event, |
| Glendale | | companies) it could take up a huge | | unexpected and undesigned, which |
| Woodbridge | | chunk of your time, which no one | | occurs suddenly and at a definite |
| Livonia | | wants or needs. By completing | | place. |
| Akron | | InsWebs online application, you will | | |
| Pompano Beach | | have rates to compare to your old | | Collusion: An agreement, usually |
| West Chester | | ones within minutes! | | secret, between two or more persons |
| Quincy | | | | to defraud or deprive another or |
| Nashville | | Healthy people have the best | | others of their property or rights. |
| Lubbock | | mortality risks and thus are much | | |
| Oceanside | | cheaper for companies to insure. This | | Earned Income: The money |
| Portsmouth | | translates into lower rates for the | | individuals earn as a result of working |
| Greenville | | Super Preferred customer than | | at some job or occupation for which |
| Salt Lake City | | someone with higher risk factors such | | they are paid a salary. |
| Amarillo | | as a heart condition, cancer or | | |
| Omaha | | diabetes. Conversely, if you were | | Indemnify: To restore the victim of a |
| Woodbridge | | unhealthy when you acquired your | | loss to the same position as before |
| Bloomington | | policy, and your health has now | | the loss occurred. |
| St. Joseph | | improved, it might be time to shop for | | |
| Gainesville | | a new policy, as your rates are likely | | Commission of Authority: A document |
| Vineland | | to be lower. | | outlining the powers delegated to an |
| Tampa | | | | agent by an insurer. |
| Williamsburg | | Make sure you have a new policy in | | |
| Madison | | place before you cancel your old one | | Interstate Carrier: A transportation |
| San Bernardino | | to avoid a lapse in coverage. This will | | company which does business |
| Silver Spring | | also prevent having to figure out the | | across state lines. |
| Omaha | | amount of any unused premium that is | | |
| Longview | | due to you from your old insurance | | Liabilities: Money owed or expected |
| Schaumburg | | company, or having to spar with your | | to be owed. Insurance company |
| St. Paul | | agent about exactly when your policy | | financial statements, for instance, |
| Owensboro | | was cancelled and how much they | | show assets and liabilities. |
| Bronx | | owe you. | | |