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| Warwick | | The best time to switch policies is | | Professional Insurance Agents |
| Texarkana | | within one month of receiving your | | Association: A trade association of |
| Costa Mesa | | policy renewal from your current | | mutual insurance agents. |
| Columbus | | insurer. You can typically cancel your | | |
| Midland | | policy without any fees or penalties if | | Will Ride: Coverage that remains in |
| Palm Desert | | you act within this time period. | | effect regardless of the geographical |
| South Bend | | | | location in which a loss occurs. |
| Davenport | | At InsWeb, you can compare free | | |
| Lawrenceville | | online insurance quotes from many of | | Agency Company: An insurance |
| Ventura | | the nations leading insurance | | company that produces business |
| Lawrenceville | | companies. | | through an agency network. Contrast |
| Peoria | | | | with Direct Writer. |
| Ann Arbor | | Life insurance, specifically Term Life, | | |
| Santa Clara | | is arguably one of the best values in | | Director of Insurance: A title used in |
| Council Bluffs | | the entire financial services arena. | | some states for the head of the |
| Fort Collins | | Where else can you go and get | | department of insurance. |
| San Jose | | hundreds of thousands of dollars in | | |
| Hendersonville | | protection for literally pennies per | | Nonassignable: A policy that the |
| Alpharetta | | day? Rates for Term Life insurance | | owner cannot assign to a third party. |
| Whittier | | remain at all-time lows, and now is the | | Most policies are nonassignable |
| Oxnard | | time to lock in the best prices. | | unless approval is given by the |
| Lima | | | | insurer. |
| Phoenix | | Why not take advantage of current | | |
| Union | | low prices? Many auto insurance | | Preferred Risk: Any risk considered |
| Quincy | | consumers are becoming educated | | to be better than the standard risk on |
| Clinton Township | | on other companies, plans, and rates | | which the premium rate was |
| Las Cruces | | that are available to them; ones that | | calculated. |
| Austin | | could afford them significant savings | | |
| Williamsburg | | on their auto insurance. | | We/Us/Our: These words are used to |
| Springfield | | | | refer to the insurer in many of the |
| Duluth | | Individuals who have 30-year | | modernized/personalized policy |
| Birmingham | | mortgages might want to consider a | | forms recently introduced. |
| Oklahoma City | | 30-year term to ensure that the house | | |
| High Point | | is protected throughout the period of | | Index Bureau Experience: A measure |
| Olympia | | the loan. | | of losses relating to claims reported |
| Honolulu | | | | through a claim office during a |
| Glendale | | | | 12-month period. |
