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| Madison | | If you have noticed that your auto | | Claim Expense: The expense of |
| Ann Arbor | | insurance rates are still increasing | | adjusting a claim, such as |
| Cranston | | with each renewal, or even have not | | investigation and attorneys' fees. It |
| Plano | | gone down even though you have a | | does not include the cost of the claim |
| Edmond | | great driving record, this lower pricing | | itself. |
| Anaheim | | trend makes it more important then | | |
| St. Paul | | ever that you shop around for auto | | Partnership: A business enterprise |
| Portland | | insurance. | | owned and operated by two or more |
| Edison | | | | persons for the purpose of generating |
| Huntington Beach | | Make sure you have a new policy in | | business income and profits. |
| Jacksonville | | place before you cancel your old one | | |
| St. Paul | | to avoid a lapse in coverage. This will | | Loss Frequency: The number of times |
| Evansville | | also prevent having to figure out the | | a loss occurs over a specific period |
| Bayside | | amount of any unused premium that is | | of time. |
| St. Paul | | due to you from your old insurance | | |
| Santa Rosa | | company, or having to spar with your | | War Risk Insurance: Insurance |
| Salem | | agent about exactly when your policy | | covering damage caused by war. |
| Garland | | was cancelled and how much they | | Most often written by Ocean Marine |
| Bellevue | | owe you. | | Insurance companies covering |
| Palo Alto | | | | vessels. |
| Hickory | | The quickest and easiest way to | | |
| Erie | | shop for new insurance is by | | Short-Term Policy: A policy written for |
| Savannah | | comparing rates at InsWebs online | | a period of less time than is normal for |
| Cincinnati | | marketplace. If you do it the | | that type of policy. |
| Grand Rapids | | old-fashioned way (by calling or | | |
| Mansfield | | visiting multiple agents or insurance | | Commission of Authority: A document |
| Columbus | | companies) it could take up a huge | | outlining the powers delegated to an |
| Redlands | | chunk of your time, which no one | | agent by an insurer. |
| Henderson | | wants or needs. By completing | | |
| Knoxville | | InsWebs online application, you will | | Line of Business: The classification of |
| Lincoln | | have rates to compare to your old | | business as utilized in the insurance |
| Winter Park | | ones within minutes! | | industry, e.g., Fire, Allied Lines and |
| Memphis | | | | Homeowners. |
| Edison | | Shopping around is the best way to | | |
| Chula Vista | | save money on your insurance. | | |
