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| Cypress | | The quickest and easiest way to | | Basic Rate: The manual rate from |
| Davenport | | shop for new insurance is by | | which discounts are taken or to which |
| Houston | | comparing rates at InsWebs online | | charges are added to reflect the |
| Orange Park | | marketplace. If you do it the | | individual circumstances of a risk. |
| Shreveport | | old-fashioned way (by calling or | | |
| Fresno | | visiting multiple agents or insurance | | Theory of Probability: The |
| Huntington Beach | | companies) it could take up a huge | | mathematical principle upon which |
| St. Joseph | | chunk of your time, which no one | | insurance is based. |
| New Port Richey | | wants or needs. By completing | | |
| Hendersonville | | InsWebs online application, you will | | Tickler: A reminder system used to |
| Jackson | | have rates to compare to your old | | call an individual's attention to actions |
| Racine | | ones within minutes! | | that must be taken at a future point in |
| Anderson | | | | time. |
| Stamford | | Individuals who have 30-year | | |
| Sioux Falls | | mortgages might want to consider a | | Capital Sum: The maximum lump sum |
| Union | | 30-year term to ensure that the house | | payable in the event of accidental |
| Dayton | | is protected throughout the period of | | death or dismemberment. |
| Billings | | the loan. | | |
| Portsmouth | | | | Policy Anniversary: The anniversary |
| Burbank | | Why not take advantage of current | | of the date of issue of a policy as |
| Decatur | | low prices? Many auto insurance | | shown in the policy declarations. |
| Henderson | | consumers are becoming educated | | |
| Seattle | | on other companies, plans, and rates | | Net Loss: The amount of loss |
| Omaha | | that are available to them; ones that | | sustained by an insurer after giving |
| Santa Barbara | | could afford them significant savings | | effect to all applicable reinsurance, |
| Torrance | | on their auto insurance. | | salvage, and subrogation recoveries. |
