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| Vineland | | People who are trying to quit | | Malicious Mischief: Similar to |
| Seattle | | smoking, for example, might be best | | vandalism. Purposely damaging the |
| San Antonio | | suited purchasing a shorter term (and | | rights or property of another. |
| Monroe | | then replacing it with a longer term | | |
| Jacksonville | | policy when they qualify for | | Deflation: An economic period |
| Santa Rosa | | non-tobacco prices). | | characterized by falling prices, high |
| Newport Beach | | | | unemployment and a generally |
| Greensboro | | The best time to switch policies is | | sluggish or slow economy. |
| Hickory | | within one month of receiving your | | |
| Myrtle Beach | | policy renewal from your current | | Insolvent Insurer: An insurer which is |
| Ocala | | insurer. You can typically cancel your | | unable to meet its financial |
| Tampa | | policy without any fees or penalties if | | obligations. |
| Rockford | | you act within this time period. | | |
| Fullerton | | | | Losses Outstanding: A summary |
| Florissant | | At InsWeb, you can compare free | | statement prepared by Property, Life, |
| Tulsa | | online insurance quotes from many of | | and Liability insurers showing claims |
| Reno | | the nations leading insurance | | not yet settled. |
| Anderson | | companies. | | |
| Newark | | | | Broker-Agent: One acting as an agent |
| Montgomery | | The quickest and easiest way to | | of one or more insurers and as a |
| Fort Wayne | | shop for new insurance is by | | broker in dealing with one or more |
| Green Bay | | comparing rates at InsWebs online | | other insurers. |
| Columbus | | marketplace. If you do it the | | |
| Fayetteville | | old-fashioned way (by calling or | | Single Limit: Any insurance coverage |
| Escondido | | visiting multiple agents or insurance | | which is expressed as a single |
| Palo Alto | | companies) it could take up a huge | | amount of insurance, or a single limit |
| Lancaster | | chunk of your time, which no one | | of liability. Contrast with Split Limit. |
| Chula Vista | | wants or needs. By completing | | |
| Williamsburg | | InsWebs online application, you will | | Monoline Policy: Any insurance |
| Palo Alto | | have rates to compare to your old | | coverage written as a single line |
| Long Beach | | ones within minutes! | | policy. Contrast with Multiple Line or |
| Colorado Springs | | | | Package policy. |
| Boston | | If you decide to cancel your policy | | |
| Evansville | | (after acquiring new coverage) | | Brokerage Department: A department |
| Lawton | | outside of the 30-day period, you may | | of an insurer whose purpose is to |
| Philadelphia | | have to pay a fee or penalty. | | deal with brokers in the placing of |
| Glendale | | However, you may still save money | | insurance. |
| Fayetteville | | after paying the fee if your new policy | | |
| Boston | | affords you significant savings. So | | |
| West Palm Beach | | while it is best to wait until your | | |
| Turlock | | receive your renewal notice, you CAN | | |
| Longview | | cancel your policy at any time. | | |
