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| Burbank | | The quickest and easiest way to | | Monoline Policy: Any insurance |
| Owensboro | | shop for new insurance is by | | coverage written as a single line |
| Boston | | comparing rates at InsWebs online | | policy. Contrast with Multiple Line or |
| Pembroke Pines | | marketplace. If you do it the | | Package policy. |
| Flint | | old-fashioned way (by calling or | | |
| Redlands | | visiting multiple agents or insurance | | Leasehold: An agreement which |
| Minneapolis | | companies) it could take up a huge | | gives a person the right to use and |
| Thousand Oaks | | chunk of your time, which no one | | occupy property. |
| Oxnard | | wants or needs. By completing | | |
| Raleigh | | InsWebs online application, you will | | Legislative Risk: A risk faced by |
| Asheville | | have rates to compare to your old | | investors whereby changes in tax |
| Jackson | | ones within minutes! | | laws can result in adverse effects on |
| Newark | | | | the individual's investment results. |
| Mesquite | | Healthy people have the best | | |
| Lubbock | | mortality risks and thus are much | | Fiduciary: A person holding the funds |
| Pembroke Pines | | cheaper for companies to insure. This | | or property of another in a position of |
| Chicago | | translates into lower rates for the | | trust. An example would be the |
| Jackson | | Super Preferred customer than | | executor of an estate. |
| Huntsville | | someone with higher risk factors such | | |
| Topeka | | as a heart condition, cancer or | | Lapsed Policy: One which has been |
| Fort Lauderdale | | diabetes. Conversely, if you were | | allowed to expire because of |
| Ogden | | unhealthy when you acquired your | | nonpayment of premiums. |
| Columbia | | policy, and your health has now | | |
| Boston | | improved, it might be time to shop for | | Partnership: A business enterprise |
| Grand Junction | | a new policy, as your rates are likely | | owned and operated by two or more |
| Racine | | to be lower. | | persons for the purpose of generating |
| Fredericksburg | | | | business income and profits. |
| Pembroke Pines | | If you decide to cancel your policy | | |
| York | | (after acquiring new coverage) | | Preferred Risk: Any risk considered |
| Jersey City | | outside of the 30-day period, you may | | to be better than the standard risk on |
| Oakland | | have to pay a fee or penalty. | | which the premium rate was |
| Lexington | | However, you may still save money | | calculated. |
| Vineland | | after paying the fee if your new policy | | |
| Anchorage | | affords you significant savings. So | | Insolvent Insurer: An insurer which is |
| Troy | | while it is best to wait until your | | unable to meet its financial |
| Springfield | | receive your renewal notice, you CAN | | obligations. |
| San Francisco | | cancel your policy at any time. | | |
