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| Greenville | | Healthy people have the best | | American Risk and Insurance |
| Duluth | | mortality risks and thus are much | | Association: An association of |
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| San Jose | | someone with higher risk factors such | | |
| Kingsport | | as a heart condition, cancer or | | Claim: A demand made by the |
| Santa Barbara | | diabetes. Conversely, if you were | | insured, or the insured's beneficiary, |
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| Wilmington | | improved, it might be time to shop for | | |
| Waterloo | | a new policy, as your rates are likely | | Equity: The money value of an |
| Wichita Falls | | to be lower. | | insurance company that is over and |
| Arlington | | | | above its liabilities. Liabilities include |
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| Lafayette | | save money on your insurance. | | |
| Panama City | | | | Foreign Insurer: An insurer domiciled |
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| Council Bluffs | | comparing rates at InsWebs online | | insurance is written. |
| Kalamazoo | | marketplace. If you do it the | | |
| San Jose | | old-fashioned way (by calling or | | Exclusion: A contractual provision that |
| Acworth | | visiting multiple agents or insurance | | denies coverage for certain perils, |
| Tuscaloosa | | companies) it could take up a huge | | persons, property, or locations. |
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| Salt Lake City | | have rates to compare to your old | | accounting period to another. |
| Pueblo | | ones within minutes! | | |
| Los Angeles | | | | Multi-Peril Policies: Policies which |
| Bellevue | | At InsWeb, you can compare free | | cover a number of perils, such as fire, |
| Boulder | | online insurance quotes from many of | | burglary, and liability, in a single |
| Pueblo | | the nations leading insurance | | contract. |
| Goldsboro | | companies. | | |
