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| Toms River | | While some companies raise their | | Adjustment Bureau: A firm organized |
| Orange | | prices based on your actual age, | | to provide adjustment services to |
| Hattiesburg | | most companies increase the price of | | insurers not wishing to create their |
| Beaumont | | their policies six months before your | | own claims division. |
| Topeka | | birthday. Its a term called Age | | |
| Frederick | | Nearest in the industry, and that | | Admitted (or Allowed) Assets: Assets |
| Palm Desert | | half-year price increase could really | | whose values are permitted by state |
| Cypress | | add up over a 20-year term policy. As | | law to be included in the annual |
| San Francisco | | above, the quicker you purchase your | | statement of the insurer. |
| Bradenton | | policy the better. | | |
| Jackson | | | | Agent's License: A certificate of |
| Norwalk | | Make sure you have a new policy in | | authority from the state which permits |
| Pueblo | | place before you cancel your old one | | the agent to conduct business. |
| Lima | | to avoid a lapse in coverage. This will | | |
| Gulfport | | also prevent having to figure out the | | Indemnify: To restore the victim of a |
| Cranston | | amount of any unused premium that is | | loss to the same position as before |
| Harrisburg | | due to you from your old insurance | | the loss occurred. |
| Hemet | | company, or having to spar with your | | |
| Cookeville | | agent about exactly when your policy | | Tabular Plan: A retrospective rating |
| Edmond | | was cancelled and how much they | | plan, which uses tables to furnish the |
| Oceanside | | owe you. | | various values for the rating formula. |
