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| Stamford | | If you decide to cancel your policy | | Capital Sum: The maximum lump sum |
| Lancaster | | (after acquiring new coverage) | | payable in the event of accidental |
| Hattiesburg | | outside of the 30-day period, you may | | death or dismemberment. |
| Bellevue | | have to pay a fee or penalty. | | |
| Honolulu | | However, you may still save money | | Approved: The condition which exists |
| Independence | | after paying the fee if your new policy | | when the person or object to be |
| Mesa | | affords you significant savings. So | | insured meets the underwriting |
| Quincy | | while it is best to wait until your | | standards of the insurer. |
| Ogden | | receive your renewal notice, you CAN | | |
| Longview | | cancel your policy at any time. | | Accident: An unplanned event, |
| Venice | | | | unexpected and undesigned, which |
| Olympia | | People who are trying to quit | | occurs suddenly and at a definite |
| Jasper | | smoking, for example, might be best | | place. |
| Santa Ana | | suited purchasing a shorter term (and | | |
| Winter Haven | | then replacing it with a longer term | | Gross Premium: The net premium |
| Scranton | | policy when they qualify for | | plus operating expenses, |
| Lafayette | | non-tobacco prices). | | commissions and other expenses. |
