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| Springfield | | Individuals who have 30-year | | FICA. Federal Insurance Contributions |
| Lansing | | mortgages might want to consider a | | Act: A law imposing a payroll tax to |
| Lubbock | | 30-year term to ensure that the house | | assist in funding Social Security |
| Knoxville | | is protected throughout the period of | | benefits. |
| Quincy | | the loan. | | |
| Toms River | | | | Gross Line: The total limit accepted |
| Portland | | Make sure you have a new policy in | | by an insurer on an individual risk, |
| Jacksonville | | place before you cancel your old one | | including the amount to be reinsured. |
| Mesa | | to avoid a lapse in coverage. This will | | |
| Jacksonville | | also prevent having to figure out the | | War Risk Insurance: Insurance |
| Portsmouth | | amount of any unused premium that is | | covering damage caused by war. |
| Dallas | | due to you from your old insurance | | Most often written by Ocean Marine |
| Lincoln | | company, or having to spar with your | | Insurance companies covering |
| Biloxi | | agent about exactly when your policy | | vessels. |
| Jacksonville | | was cancelled and how much they | | |
| Long Island City | | owe you. | | Examiner: An employee assigned by |
| Independence | | | | the state insurance department to |
| Florence | | While some companies raise their | | audit insurers' records. |
| Boynton Beach | | prices based on your actual age, | | |
| Birmingham | | most companies increase the price of | | Basic Rate: The manual rate from |
| Sarasota | | their policies six months before your | | which discounts are taken or to which |
| San Diego | | birthday. Its a term called Age | | charges are added to reflect the |
| Lawton | | Nearest in the industry, and that | | individual circumstances of a risk. |
| Lakeland | | half-year price increase could really | | |
| Naperville | | add up over a 20-year term policy. As | | Interstate Carrier: A transportation |
| Beaumont | | above, the quicker you purchase your | | company which does business |
| El Cajon | | policy the better. | | across state lines. |