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| Palo Alto | | If you have noticed that your auto | | Multi-Peril Policies: Policies which |
| Vero Beach | | insurance rates are still increasing | | cover a number of perils, such as fire, |
| Corpus Christi | | with each renewal, or even have not | | burglary, and liability, in a single |
| Allentown | | gone down even though you have a | | contract. |
| Portland | | great driving record, this lower pricing | | |
| Irving | | trend makes it more important then | | Substandard Risk: A risk not |
| Sumter | | ever that you shop around for auto | | measuring up to underwriting |
| Harlingen | | insurance. | | standards. It may still be written but |
| Bay City | | | | usually at a surcharged premium. |
| Morristown | | While some companies raise their | | |
| Glendale | | prices based on your actual age, | | Insurance Policy: The printed form |
| Stockbridge | | most companies increase the price of | | which serves as the contract between |
| Valdosta | | their policies six months before your | | an insurer and an insured. |
| Boise | | birthday. Its a term called Age | | |
| Tuscaloosa | | Nearest in the industry, and that | | Sherman Antitrust Act: An antitrust law |
| San Antonio | | half-year price increase could really | | from which insurance is exempted to |
| Metairie | | add up over a 20-year term policy. As | | the extent that it is regulated by state |
| Fremont | | above, the quicker you purchase your | | law. |
| Cherry Hill | | policy the better. | | |
| Mesquite | | | | Accidental Bodily Injury: An injury |
| Chula Vista | | Individuals who have 30-year | | sustained accidentally. Only the result |
| Milwaukee | | mortgages might want to consider a | | need be accidental. Contrast with |
| Melbourne | | 30-year term to ensure that the house | | Accidental Means. |
| Irvine | | is protected throughout the period of | | |
| Lakeland | | the loan. | | Preferred Risk: Any risk considered |
| Lima | | | | to be better than the standard risk on |
| Hendersonville | | Life insurance, specifically Term Life, | | which the premium rate was |
| Reno | | is arguably one of the best values in | | calculated. |
| Jackson | | the entire financial services arena. | | |
| Henderson | | Where else can you go and get | | Notice To Company: Written notice to |
| Denton | | hundreds of thousands of dollars in | | an insurer of the occurrence of an |
| Kansas City | | protection for literally pennies per | | event which a claim is to be based. |
| Muncie | | day? Rates for Term Life insurance | | |
| Tyler | | remain at all-time lows, and now is the | | Deflation: An economic period |
| Myrtle Beach | | time to lock in the best prices. | | characterized by falling prices, high |
| Plano | | | | unemployment and a generally |
| Englewood | | | | sluggish or slow economy. |
