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| Orange Park | | If you decide to cancel your policy | | Single Limit: Any insurance coverage |
| Miami | | (after acquiring new coverage) | | which is expressed as a single |
| Aurora | | outside of the 30-day period, you may | | amount of insurance, or a single limit |
| Charlotte | | have to pay a fee or penalty. | | of liability. Contrast with Split Limit. |
| Athens | | However, you may still save money | | |
| Trenton | | after paying the fee if your new policy | | Commission of Authority: A document |
| Downey | | affords you significant savings. So | | outlining the powers delegated to an |
| Orange | | while it is best to wait until your | | agent by an insurer. |
| Kansas City | | receive your renewal notice, you CAN | | |
| Lorain | | cancel your policy at any time. | | Basic Rate: The manual rate from |
| Inglewood | | | | which discounts are taken or to which |
| Fayetteville | | The quickest and easiest way to | | charges are added to reflect the |
| York | | shop for new insurance is by | | individual circumstances of a risk. |
| Jacksonville | | comparing rates at InsWebs online | | |
| Waco | | marketplace. If you do it the | | Operating Expense: The expense of |
| West Palm Beach | | old-fashioned way (by calling or | | an insurer other than commissions |
| Harlingen | | visiting multiple agents or insurance | | and taxes. Called " and Insurance |
| Wichita Falls | | companies) it could take up a huge | | Expense" in the convention statement |
| Nashville | | chunk of your time, which no one | | blank. |
| Gulfport | | wants or needs. By completing | | |
| Troy | | InsWebs online application, you will | | Gross Line: The total limit accepted |
| Garland | | have rates to compare to your old | | by an insurer on an individual risk, |
| St. Joseph | | ones within minutes! | | including the amount to be reinsured. |
