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| Raleigh | | If you decide to cancel your policy | | Professional Insurance Agents |
| Fayetteville | | (after acquiring new coverage) | | Association: A trade association of |
| Greensboro | | outside of the 30-day period, you may | | mutual insurance agents. |
| Clearwater | | have to pay a fee or penalty. | | |
| Walnut Creek | | However, you may still save money | | Notice of Cancellation: Written notice |
| Harrisburg | | after paying the fee if your new policy | | by an insurer of intent to cancel |
| Beaumont | | affords you significant savings. So | | insurance, or written notice by an |
| El Paso | | while it is best to wait until your | | insured requesting cancellation. |
| Albany | | receive your renewal notice, you CAN | | |
| Atlanta | | cancel your policy at any time. | | Capital Sum: The maximum lump sum |
| Silver Spring | | | | payable in the event of accidental |
| Yonkers | | At InsWeb, you can compare free | | death or dismemberment. |
| Tallahassee | | online insurance quotes from many of | | |
| San Jose | | the nations leading insurance | | Convention Values: Values assigned |
| Edmond | | companies. | | to insurers' assets in the convention |
| Fayetteville | | | | blank. |
| Pembroke Pines | | Why not take advantage of current | | |
| Palo Alto | | low prices? Many auto insurance | | Fiduciary: A person holding the funds |
| Alexandria | | consumers are becoming educated | | or property of another in a position of |
| Virginia Beach | | on other companies, plans, and rates | | trust. An example would be the |
| Billings | | that are available to them; ones that | | executor of an estate. |
| Jonesboro | | could afford them significant savings | | |
| Norfolk | | on their auto insurance. | | New For Old: Replacing old |
| Long Beach | | | | damaged parts or equipment with |
| White Plains | | People who are trying to quit | | new ones rather than repairing them. |
| Pensacola | | smoking, for example, might be best | | |
| Pittsburgh | | suited purchasing a shorter term (and | | Endorsement: A written or printed form |
| Sioux Falls | | then replacing it with a longer term | | attached to the policy which alters |
| Sterling Heights | | policy when they qualify for | | provisions of the contract. |
| Killeen | | non-tobacco prices). | | |
| Buffalo | | | | Single Limit: Any insurance coverage |
| Stamford | | The quickest and easiest way to | | which is expressed as a single |
| Winter Haven | | shop for new insurance is by | | amount of insurance, or a single limit |
| Spring Hill | | comparing rates at InsWebs online | | of liability. Contrast with Split Limit. |
| Houston | | marketplace. If you do it the | | |
| West Chester | | old-fashioned way (by calling or | | |
| Turlock | | visiting multiple agents or insurance | | |
| Huntington Beach | | companies) it could take up a huge | | |
| Sioux City | | chunk of your time, which no one | | |
| Daytona Beach | | wants or needs. By completing | | |
| Albany | | InsWebs online application, you will | | |
| Sarasota | | have rates to compare to your old | | |
| Santa Rosa | | ones within minutes! | | |
