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| Pueblo | | Why not take advantage of current | | Lloyd's Broker: A person who has the |
| Conroe | | low prices? Many auto insurance | | authority to negotiate insurance |
| Florence | | consumers are becoming educated | | contracts with the underwriters on the |
| Amarillo | | on other companies, plans, and rates | | floor at Lloyd's. |
| Des Moines | | that are available to them; ones that | | |
| Dallas | | could afford them significant savings | | Amendment: A formal document |
| Hattiesburg | | on their auto insurance. | | which corrects or revises an |
| Lakewood | | | | insurance master policy. |
| Greenville | | Individuals who have 30-year | | |
| Rochester | | mortgages might want to consider a | | Policy Anniversary: The anniversary |
| Warwick | | 30-year term to ensure that the house | | of the date of issue of a policy as |
| Grand Rapids | | is protected throughout the period of | | shown in the policy declarations. |
| Augusta | | the loan. | | |
| Sioux Falls | | | | Fictitious Groups: Groups formed |
| Panama City | | The best time to switch policies is | | primarily for the purpose of buying |
| Henderson | | within one month of receiving your | | insurance. Under the law such groups |
| Dothan | | policy renewal from your current | | may not be underwritten. |
| Fullerton | | insurer. You can typically cancel your | | |
| Racine | | policy without any fees or penalties if | | Standard Industry Code (SIC): This is |
| Kingsport | | you act within this time period. | | a coding system which assigns |
| Toledo | | | | separate codes for different types of |
| Fullerton | | The quickest and easiest way to | | industries. |
| Lafayette | | shop for new insurance is by | | |
| Bakersfield | | comparing rates at InsWebs online | | Adjustment Bureau: A firm organized |
| Wilmington | | marketplace. If you do it the | | to provide adjustment services to |
| Corona | | old-fashioned way (by calling or | | insurers not wishing to create their |
| Thousand Oaks | | visiting multiple agents or insurance | | own claims division. |
| Edison | | companies) it could take up a huge | | |
| Conroe | | chunk of your time, which no one | | Will Ride: Coverage that remains in |
| Portsmouth | | wants or needs. By completing | | effect regardless of the geographical |
| Harrisburg | | InsWebs online application, you will | | location in which a loss occurs. |
| Independence | | have rates to compare to your old | | |
| Irvine | | ones within minutes! | | Multi-Peril Policies: Policies which |
| Ogden | | | | cover a number of perils, such as fire, |
| Fort Wayne | | | | burglary, and liability, in a single |
| Cranston | | | | contract. |
