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| York | | The best time to switch policies is | | Commercial Lines: This term is used |
| Metairie | | within one month of receiving your | | to refer to insurance for businesses, |
| Winter Park | | policy renewal from your current | | professionals, and commercial |
| Oklahoma City | | insurer. You can typically cancel your | | establishments. |
| Kingsport | | policy without any fees or penalties if | | |
| Mountain View | | you act within this time period. | | Submitted Business: Applications for |
| Longview | | | | insurance submitted to an insurer but |
| Fredericksburg | | Everyone has different needs, and | | not yet acted upon by it. |
| Toledo | | not one size fits all when it comes to | | |
| Zanesville | | term life insurance. While it may make | | Policy Period (or Term): The period |
| Toms River | | sense for people in their 30s and 40s | | during which the policy contract |
| Union | | to secure a 20-year term length, a | | affords protection, e.g., six months or |
| Quincy | | 10-year term might be more | | one or three years. |
| Rochester | | appropriate for someone nearing | | |
| Walnut Creek | | retirement. | | Broker of Record: A broker who has |
| Philadelphia | | | | been designated to handle certain |
| Dayton | | Shopping around is the best way to | | insurance contracts for the |
| Newport News | | save money on your insurance. | | policyholder. |
