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| Grand Junction | | Individuals who have 30-year | | Examiner: An employee assigned by |
| Santa Rosa | | mortgages might want to consider a | | the state insurance department to |
| Duluth | | 30-year term to ensure that the house | | audit insurers' records. |
| Columbia | | is protected throughout the period of | | |
| Orange Park | | the loan. | | Sherman Antitrust Act: An antitrust law |
| Lawrenceville | | | | from which insurance is exempted to |
| High Point | | Life insurance, specifically Term Life, | | the extent that it is regulated by state |
| Lawton | | is arguably one of the best values in | | law. |
| Amarillo | | the entire financial services arena. | | |
| Duluth | | Where else can you go and get | | Brokerage Department: A department |
| Lima | | hundreds of thousands of dollars in | | of an insurer whose purpose is to |
| Huntington Beach | | protection for literally pennies per | | deal with brokers in the placing of |
| Miami | | day? Rates for Term Life insurance | | insurance. |
| South Bend | | remain at all-time lows, and now is the | | |
| Glendale | | time to lock in the best prices. | | Admitted Company: An insurance |
| Whittier | | | | company authorized and licensed to |
| Kingsport | | The best time to switch policies is | | do business in a given state. |
| Winter Park | | within one month of receiving your | | |
| Amarillo | | policy renewal from your current | | Capital Sum: The maximum lump sum |
| San Bernardino | | insurer. You can typically cancel your | | payable in the event of accidental |
| Columbia | | policy without any fees or penalties if | | death or dismemberment. |
| Chattanooga | | you act within this time period. | | |
| Roanoke | | | | Commission of Authority: A document |
| Palm Desert | | At InsWeb, you can compare free | | outlining the powers delegated to an |
| Clearwater | | online insurance quotes from many of | | agent by an insurer. |
| Venice | | the nations leading insurance | | |
| Hattiesburg | | companies. | | Public Adjuster: An insurance adjuster |
| Newark | | | | who represents an insured on a fee |
| Providence | | If you decide to cancel your policy | | basis in claims settlement. Contrast |
| Omaha | | (after acquiring new coverage) | | with Independent Adjuster. |
| Duluth | | outside of the 30-day period, you may | | |
| Tyler | | have to pay a fee or penalty. | | Short Rate Premium: The premium |
| St. Paul | | However, you may still save money | | required for issuing a policy for a |
| Palm Harbor | | after paying the fee if your new policy | | period less than its normal term. |
| Ann Arbor | | affords you significant savings. So | | |
| Bakersfield | | while it is best to wait until your | | |
| Oklahoma City | | receive your renewal notice, you CAN | | |
| Troy | | cancel your policy at any time. | | |
