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| Buffalo | | If you have noticed that your auto | | Line of Business: The classification of |
| San Francisco | | insurance rates are still increasing | | business as utilized in the insurance |
| Dayton | | with each renewal, or even have not | | industry, e.g., Fire, Allied Lines and |
| Lawton | | gone down even though you have a | | Homeowners. |
| Greensboro | | great driving record, this lower pricing | | |
| Muskegon | | trend makes it more important then | | Broker-Agent: One acting as an agent |
| Schaumburg | | ever that you shop around for auto | | of one or more insurers and as a |
| Tacoma | | insurance. | | broker in dealing with one or more |
| Staten Island | | | | other insurers. |
| Inglewood | | Individuals who have 30-year | | |
| Dallas | | mortgages might want to consider a | | Provisional Rate: Tentative rates, |
| Honolulu | | 30-year term to ensure that the house | | premiums or commissions that are |
| Alexandria | | is protected throughout the period of | | subject to subsequent adjustment. |
| Muncie | | the loan. | | See Commission and Premium. |