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| Duluth | | Individuals who have 30-year | | Index Bureau Experience: A measure |
| Birmingham | | mortgages might want to consider a | | of losses relating to claims reported |
| Dayton | | 30-year term to ensure that the house | | through a claim office during a |
| Bradenton | | is protected throughout the period of | | 12-month period. |
| Wichita | | the loan. | | |
| Quincy | | | | Policywriting Agent: An agent who has |
| Long Island City | | While some companies raise their | | the authority to prepare and effect an |
| Providence | | prices based on your actual age, | | insurer's policy. |
| Warren | | most companies increase the price of | | |
| Southfield | | their policies six months before your | | Professional Insurance Agents |
| Delray Beach | | birthday. Its a term called Age | | Association: A trade association of |
| Hendersonville | | Nearest in the industry, and that | | mutual insurance agents. |
| Rome | | half-year price increase could really | | |
| Orange | | add up over a 20-year term policy. As | | Admitted (or Allowed) Assets: Assets |
| Lakewood | | above, the quicker you purchase your | | whose values are permitted by state |
| Cape Coral | | policy the better. | | law to be included in the annual |
| Greenville | | | | statement of the insurer. |
| Waterloo | | Make sure you have a new policy in | | |
| Chula Vista | | place before you cancel your old one | | Commercial Lines: This term is used |
| Kansas City | | to avoid a lapse in coverage. This will | | to refer to insurance for businesses, |
| Gulfport | | also prevent having to figure out the | | professionals, and commercial |
| Wilmington | | amount of any unused premium that is | | establishments. |
| Des Moines | | due to you from your old insurance | | |
| Bay City | | company, or having to spar with your | | Agent's Balance: A periodic |
| Raleigh | | agent about exactly when your policy | | statement of the sums due and owed |
| Duluth | | was cancelled and how much they | | to an agent under the agent's contract |
| Sumter | | owe you. | | with an insurer. |
