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| Vineland | | Individuals who have 30-year | | Policywriting Agent: An agent who has |
| Roanoke | | mortgages might want to consider a | | the authority to prepare and effect an |
| Edmond | | 30-year term to ensure that the house | | insurer's policy. |
| Wichita | | is protected throughout the period of | | |
| Rochester | | the loan. | | Incurred Expense: Expenses not yet |
| Newport News | | | | paid. Can also include paid |
| Lafayette | | Life insurance, specifically Term Life, | | expenses in some accounting |
| Orange Park | | is arguably one of the best values in | | systems. |
| St. Joseph | | the entire financial services arena. | | |
| Clarksville | | Where else can you go and get | | Coding: A method of putting |
| Wilmington | | hundreds of thousands of dollars in | | information into a numerical form for |
| Bloomington | | protection for literally pennies per | | statistical use. Most information on |
| Poughkeepsie | | day? Rates for Term Life insurance | | policies is coded and then put into |
| Harrisburg | | remain at all-time lows, and now is the | | reports. |
| Amarillo | | time to lock in the best prices. | | |
| Santa Rosa | | | | Single Limit: Any insurance coverage |
| Oakland | | The best time to switch policies is | | which is expressed as a single |
| St. Louis | | within one month of receiving your | | amount of insurance, or a single limit |
| Williamsburg | | policy renewal from your current | | of liability. Contrast with Split Limit. |
| Torrance | | insurer. You can typically cancel your | | |
| Bellevue | | policy without any fees or penalties if | | Effective Date: The date on which the |
| Olympia | | you act within this time period. | | protection of an insurance policy or |
| Boynton Beach | | | | bond goes into effect. |
| Honolulu | | Why not take advantage of current | | |
| Asheville | | low prices? Many auto insurance | | Stock Option Plan: Surviving |
| Augusta | | consumers are becoming educated | | stockholders have the option to |
| Troy | | on other companies, plans, and rates | | purchase or not purchase the shares |
| Fairfax | | that are available to them; ones that | | of a deceased stockholder. |
| Anderson | | could afford them significant savings | | |
| North Hollywood | | on their auto insurance. | | Indemnify: To restore the victim of a |
| Lexington | | | | loss to the same position as before |
| Hickory | | The quickest and easiest way to | | the loss occurred. |
| Chula Vista | | shop for new insurance is by | | |
| Fort Smith | | comparing rates at InsWebs online | | Loss Adjustment Expense: The cost |
| Clearwater | | marketplace. If you do it the | | of adjusting losses, excluding the |
| Decatur | | old-fashioned way (by calling or | | amount of the loss itself. |
| Cookeville | | visiting multiple agents or insurance | | |
| Washington | | companies) it could take up a huge | | |
| Walnut Creek | | chunk of your time, which no one | | |
| Racine | | wants or needs. By completing | | |
| Biloxi | | InsWebs online application, you will | | |
| York | | have rates to compare to your old | | |
| Goldsboro | | ones within minutes! | | |
