| | | | |
|
| Jonesboro | | Individuals who have 30-year | | Lapsed Policy: One which has been |
| St. Louis | | mortgages might want to consider a | | allowed to expire because of |
| Hollywood | | 30-year term to ensure that the house | | nonpayment of premiums. |
| Alameda | | is protected throughout the period of | | |
| Gulfport | | the loan. | | Premium: The price of insurance |
| Cambridge | | | | protection for a specified risk for a |
| Belleville | | If you decide to cancel your policy | | specified period of time. |
| Arlington | | (after acquiring new coverage) | | |
| Sunnyvale | | outside of the 30-day period, you may | | Policy Anniversary: The anniversary |
| Monroe | | have to pay a fee or penalty. | | of the date of issue of a policy as |
| Phoenix | | However, you may still save money | | shown in the policy declarations. |
| Davenport | | after paying the fee if your new policy | | |
| Duluth | | affords you significant savings. So | | Insolvent Insurer: An insurer which is |
| Rapid City | | while it is best to wait until your | | unable to meet its financial |
| Waterloo | | receive your renewal notice, you CAN | | obligations. |
| Gulfport | | cancel your policy at any time. | | |
| Johnstown | | | | Criticism: A correction suggested by a |
| Ann Arbor | | At InsWeb, you can compare free | | rating or auditing bureau to an insurer. |
| Little Rock | | online insurance quotes from many of | | |
| Columbus | | the nations leading insurance | | Divided Cover: The placing of |
| Shreveport | | companies. | | insurance on a given subject or |
| Palo Alto | | | | object with more than one insurer. |
| Denton | | Life insurance, specifically Term Life, | | |
| Santa Clara | | is arguably one of the best values in | | Operating Expense: The expense of |
| Slidell | | the entire financial services arena. | | an insurer other than commissions |
| Warren | | Where else can you go and get | | and taxes. Called " and Insurance |
| Green Bay | | hundreds of thousands of dollars in | | Expense" in the convention statement |
| San Diego | | protection for literally pennies per | | blank. |
| Cranston | | day? Rates for Term Life insurance | | |
| Goldsboro | | remain at all-time lows, and now is the | | Independent Agent: An agent |
| Carlsbad | | time to lock in the best prices. | | operating as an independent |
| Dothan | | | | contractor under the independent |
| Amarillo | | Make sure you have a new policy in | | agency system. |
| Newport Beach | | place before you cancel your old one | | |
| Odessa | | to avoid a lapse in coverage. This will | | |
| Killeen | | also prevent having to figure out the | | |
| Honolulu | | amount of any unused premium that is | | |
| Anderson | | due to you from your old insurance | | |
| Fort Lauderdale | | company, or having to spar with your | | |
| Daytona Beach | | agent about exactly when your policy | | |
| Odessa | | was cancelled and how much they | | |
| Aurora | | owe you. | | |
