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| Newport News | | At InsWeb, you can compare free | | Approved Roof: A term used in |
| Henderson | | online insurance quotes from many of | | building construction. It indicates a |
| Gainesville | | the nations leading insurance | | roof made of fire-resistive materials, |
| Tacoma | | companies. | | such as tile or asphalt shingles. |
| Rochester | | | | |
| Abilene | | Individuals who have 30-year | | Deductible: The portion of an insured |
| South Bend | | mortgages might want to consider a | | loss to be borne by the insured |
| Toms River | | 30-year term to ensure that the house | | before he is entitled to recovery from |
| Gainesville | | is protected throughout the period of | | the insurer. |
| Salt Lake City | | the loan. | | |
| Gulfport | | | | Policy Period (or Term): The period |
| Youngstown | | Shopping around is the best way to | | during which the policy contract |
| Newark | | save money on your insurance. | | affords protection, e.g., six months or |
| Houston | | | | one or three years. |
| Toledo | | The best time to switch policies is | | |
| Boise | | within one month of receiving your | | Examiner: An employee assigned by |
| Santa Ana | | policy renewal from your current | | the state insurance department to |
| Modesto | | insurer. You can typically cancel your | | audit insurers' records. |
| Asheville | | policy without any fees or penalties if | | |
| Joliet | | you act within this time period. | | Renewal: The reestablishment of the |
| Fort Myers | | | | in-force status of a policy, the term of |
| Corpus Christi | | While some companies raise their | | which has expired or will expire |
| Florissant | | prices based on your actual age, | | unless it is renewed. |
| Livonia | | most companies increase the price of | | |
| Mobile | | their policies six months before your | | Premium Receipt: The receipt given |
| Virginia Beach | | birthday. Its a term called Age | | a policy owner for the payment of a |
| Florence | | Nearest in the industry, and that | | premium. |
| Yuma | | half-year price increase could really | | |
| Ventura | | add up over a 20-year term policy. As | | Provisional Rate: Tentative rates, |
| Flushing | | above, the quicker you purchase your | | premiums or commissions that are |
| Elkhart | | policy the better. | | subject to subsequent adjustment. |
| Quincy | | | | See Commission and Premium. |
| Indianapolis | | Why not take advantage of current | | |
| Worcester | | low prices? Many auto insurance | | Index Bureau Experience: A measure |
| Sioux City | | consumers are becoming educated | | of losses relating to claims reported |
| Texarkana | | on other companies, plans, and rates | | through a claim office during a |
| St. Paul | | that are available to them; ones that | | 12-month period. |
| Youngstown | | could afford them significant savings | | |
| Long Beach | | on their auto insurance. | | |
