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| Tampa | | Make sure you have a new policy in | | Public Adjuster: An insurance adjuster |
| Fort Myers | | place before you cancel your old one | | who represents an insured on a fee |
| Hot Springs | | to avoid a lapse in coverage. This will | | basis in claims settlement. Contrast |
| Oklahoma City | | also prevent having to figure out the | | with Independent Adjuster. |
| Huntsville | | amount of any unused premium that is | | |
| Winter Park | | due to you from your old insurance | | License: A certification of authority for |
| Schaumburg | | company, or having to spar with your | | an agent or insurer to operate, given |
| Slidell | | agent about exactly when your policy | | by the appropriate jurisdiction. |
| Roanoke | | was cancelled and how much they | | |
| Lima | | owe you. | | Premium: The price of insurance |
| Lakeland | | | | protection for a specified risk for a |
| Green Bay | | Individuals who have 30-year | | specified period of time. |
| Rockville | | mortgages might want to consider a | | |
| Allentown | | 30-year term to ensure that the house | | Legislative Risk: A risk faced by |
| Conroe | | is protected throughout the period of | | investors whereby changes in tax |
| Killeen | | the loan. | | laws can result in adverse effects on |
| Hollywood | | | | the individual's investment results. |
| Portland | | If you have noticed that your auto | | |
| Torrance | | insurance rates are still increasing | | Nonadmitted Insurer: An insurer not |
| Norfolk | | with each renewal, or even have not | | licensed to do business in the |
| Tucson | | gone down even though you have a | | jurisdiction in question. Same as |
| Quincy | | great driving record, this lower pricing | | Unauthorized Insurer and Unlicensed |
| El Paso | | trend makes it more important then | | Insurer. |
| Newport News | | ever that you shop around for auto | | |
| Springfield | | insurance. | | Agent's License: A certificate of |
| Mesa | | | | authority from the state which permits |
| Jackson | | We offer quotes for auto insurance, | | the agent to conduct business. |
| Englewood | | life insurance, homeowners | | |
| Lafayette | | insurance, health insurance, term life | | Substandard Risk: A risk not |
| Toledo | | insurance and more. | | measuring up to underwriting |
| Staten Island | | | | standards. It may still be written but |
| Little Rock | | The best time to switch policies is | | usually at a surcharged premium. |
| Portland | | within one month of receiving your | | |
| Providence | | policy renewal from your current | | FICA. Federal Insurance Contributions |
| Greensboro | | insurer. You can typically cancel your | | Act: A law imposing a payroll tax to |
| Marietta | | policy without any fees or penalties if | | assist in funding Social Security |
| Durham | | you act within this time period. | | benefits. |
