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| Garland | | We offer quotes for auto insurance, | | Net Loss: The amount of loss |
| Boston | | life insurance, homeowners | | sustained by an insurer after giving |
| Oakland | | insurance, health insurance, term life | | effect to all applicable reinsurance, |
| Naples | | insurance and more. | | salvage, and subrogation recoveries. |
| Gaithersburg | | | | |
| Topeka | | Shopping around is the best way to | | Retrospective Premium: The final |
| Bronx | | save money on your insurance. | | premium in a retrospective rating |
| Thousand Oaks | | | | plan. See Retrospective Rating. |
| Miami | | At InsWeb, you can compare free | | |
| Indianapolis | | online insurance quotes from many of | | Malinger: To feign a disability for the |
| Englewood | | the nations leading insurance | | purpose of continuing to collect |
| Overland Park | | companies. | | benefits longer than actually |
| Texarkana | | | | necessary. |
| Santa Barbara | | The best time to switch policies is | | |
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| Rome | | policy renewal from your current | | interest earned by an insurer on its |
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| New York | | policy without any fees or penalties if | | but before federal income taxes. |
| Lafayette | | you act within this time period. | | |
| Walnut Creek | | | | Valued: Relating to an agreement by |
| Fort Myers | | Make sure you have a new policy in | | an insurer to pay a specified amount |
| Lawrenceville | | place before you cancel your old one | | of money to or on behalf of the |
| Portland | | to avoid a lapse in coverage. This will | | insured upon occurrence of a defined |
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| Yonkers | | was cancelled and how much they | | not reinsure. |
| Clinton Township | | owe you. | | |
| Dothan | | | | Paid-In Surplus: Surplus paid in by |
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| Los Angeles | | on other companies, plans, and rates | | |
| Huntington | | that are available to them; ones that | | |
| Wichita | | could afford them significant savings | | |
| Eugene | | on their auto insurance. | | |