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| Arlington | | The quickest and easiest way to | | Deductible: The portion of an insured |
| Westbury | | shop for new insurance is by | | loss to be borne by the insured |
| Portland | | comparing rates at InsWebs online | | before he is entitled to recovery from |
| Cypress | | marketplace. If you do it the | | the insurer. |
| Wilmington | | old-fashioned way (by calling or | | |
| Carlsbad | | visiting multiple agents or insurance | | Indemnify: To restore the victim of a |
| Vero Beach | | companies) it could take up a huge | | loss to the same position as before |
| Huntington Beach | | chunk of your time, which no one | | the loss occurred. |
| Modesto | | wants or needs. By completing | | |
| Florissant | | InsWebs online application, you will | | Substandard Risk: A risk not |
| Long Beach | | have rates to compare to your old | | measuring up to underwriting |
| Edison | | ones within minutes! | | standards. It may still be written but |
| Akron | | | | usually at a surcharged premium. |
| Topeka | | Shopping around is the best way to | | |
| El Cajon | | save money on your insurance. | | License: A certification of authority for |
| Chesapeake | | | | an agent or insurer to operate, given |
| Tacoma | | Healthy people have the best | | by the appropriate jurisdiction. |
| Acworth | | mortality risks and thus are much | | |
| Stuart | | cheaper for companies to insure. This | | Brick Veneer Construction: Refers to |
| Clarksville | | translates into lower rates for the | | a building where the outside walls are |
| Salt Lake City | | Super Preferred customer than | | constructed of wood with a facing of a |
| Charleston | | someone with higher risk factors such | | single layer of brick. |
| Racine | | as a heart condition, cancer or | | |
| Pittsburgh | | diabetes. Conversely, if you were | | Malicious Mischief: Similar to |
| Chicago | | unhealthy when you acquired your | | vandalism. Purposely damaging the |
| Albany | | policy, and your health has now | | rights or property of another. |
| Anderson | | improved, it might be time to shop for | | |
| Chandler | | a new policy, as your rates are likely | | Time Limits: The limits of time within |
| Topeka | | to be lower. | | which notice of a claim and proof of a |
| Johnson City | | | | loss must be submitted. |
| Minneapolis | | Life insurance, specifically Term Life, | | |
| Carlsbad | | is arguably one of the best values in | | Index Bureau Experience: A measure |
| Gainesville | | the entire financial services arena. | | of losses relating to claims reported |
| Metairie | | Where else can you go and get | | through a claim office during a |
| Grand Rapids | | hundreds of thousands of dollars in | | 12-month period. |
| Bellevue | | protection for literally pennies per | | |
| Livonia | | day? Rates for Term Life insurance | | |
| Texarkana | | remain at all-time lows, and now is the | | |
| Edmond | | time to lock in the best prices. | | |
