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| Glendale | | Shopping around is the best way to | | Federal Deposit Insurance |
| Jackson | | save money on your insurance. | | Corporation (FDIC): An agency of the |
| Fayetteville | | | | federal government which insures |
| Phoenix | | The best time to switch policies is | | bank deposits up to a stated |
| Davenport | | within one month of receiving your | | maximum. |
| Bakersfield | | policy renewal from your current | | |
| Warren | | insurer. You can typically cancel your | | Depreciation: A decrease in the value |
| Alpharetta | | policy without any fees or penalties if | | of any type of tangible property over |
| Vineland | | you act within this time period. | | a period of time resulting from use, |
| Rockville | | | | wear and tear, or obsolescence. |
| Conroe | | At InsWeb, you can compare free | | |
| Sterling Heights | | online insurance quotes from many of | | Interline Endorsement: Commercial |
| Bronx | | the nations leading insurance | | endorsements that apply, or could |
| Flushing | | companies. | | apply, to more than one coverage |
| Dayton | | | | part of a package policy. |
| Orange | | Everyone has different needs, and | | |
| Ogden | | not one size fits all when it comes to | | Collusion: An agreement, usually |
| Venice | | term life insurance. While it may make | | secret, between two or more persons |
| Kingsport | | sense for people in their 30s and 40s | | to defraud or deprive another or |
| Wichita Falls | | to secure a 20-year term length, a | | others of their property or rights. |
| Johnson City | | 10-year term might be more | | |
| Chattanooga | | appropriate for someone nearing | | Mutualization: The process of |
| Oakland | | retirement. | | converting a stock insurer to a mutual |
| Tuscaloosa | | | | insurer, accomplished by having the |
| Gaithersburg | | While some companies raise their | | insurer buy stock and retire it. |
| Glendale | | prices based on your actual age, | | |
| Virginia Beach | | most companies increase the price of | | Fiduciary: A person holding the funds |
| Elkhart | | their policies six months before your | | or property of another in a position of |
| Reading | | birthday. Its a term called Age | | trust. An example would be the |
| Dubuque | | Nearest in the industry, and that | | executor of an estate. |
| Louisville | | half-year price increase could really | | |
| Council Bluffs | | add up over a 20-year term policy. As | | Insurance Examiner: The |
| Lubbock | | above, the quicker you purchase your | | representative of a state insurance |
| Racine | | policy the better. | | department assigned to participate in |
| Providence | | | | the official audit and examination of |
| Lima | | | | an insurer. |
