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| Athens | | Individuals who have 30-year | | Monoline Policy: Any insurance |
| Malden | | mortgages might want to consider a | | coverage written as a single line |
| Lansing | | 30-year term to ensure that the house | | policy. Contrast with Multiple Line or |
| Elkhart | | is protected throughout the period of | | Package policy. |
| Buffalo | | the loan. | | |
| Bloomington | | | | You/Your: These words are used to |
| Winter Park | | If you have noticed that your auto | | refer to the named insured in many of |
| Honolulu | | insurance rates are still increasing | | the modernized/personalized policy |
| Atlanta | | with each renewal, or even have not | | forms. |
| Cookeville | | gone down even though you have a | | |
| Houston | | great driving record, this lower pricing | | Initial Premium: An amount paid at the |
| Fayetteville | | trend makes it more important then | | inception of an insurance contract, |
| Sarasota | | ever that you shop around for auto | | usually subject to adjustment at the |
| San Bernardino | | insurance. | | end of the policy period. |