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| Wichita | | Healthy people have the best | | Policy Period (or Term): The period |
| Trenton | | mortality risks and thus are much | | during which the policy contract |
| San Francisco | | cheaper for companies to insure. This | | affords protection, e.g., six months or |
| Fall River | | translates into lower rates for the | | one or three years. |
| Asheville | | Super Preferred customer than | | |
| Fort Lauderdale | | someone with higher risk factors such | | Claim Report: A report filed by an |
| Tallahassee | | as a heart condition, cancer or | | agent setting forth the facts of a claim. |
| El Cajon | | diabetes. Conversely, if you were | | Same as Loss Report. |
| Costa Mesa | | unhealthy when you acquired your | | |
| Cranston | | policy, and your health has now | | Foreign Insurer: An insurer domiciled |
| Duluth | | improved, it might be time to shop for | | in a state of the United States other |
| Minneapolis | | a new policy, as your rates are likely | | than the one in which the insured's |
| Evansville | | to be lower. | | insurance is written. |
