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| Texarkana | | Make sure you have a new policy in | | Time Limits: The limits of time within |
| Dallas | | place before you cancel your old one | | which notice of a claim and proof of a |
| Bellevue | | to avoid a lapse in coverage. This will | | loss must be submitted. |
| Mountain View | | also prevent having to figure out the | | |
| Fort Wayne | | amount of any unused premium that is | | Premium Receipt: The receipt given |
| Kingsport | | due to you from your old insurance | | a policy owner for the payment of a |
| Houma | | company, or having to spar with your | | premium. |
| Decatur | | agent about exactly when your policy | | |
| Jacksonville | | was cancelled and how much they | | Short-Term Policy: A policy written for |
| Columbus | | owe you. | | a period of less time than is normal for |
| Midland | | | | that type of policy. |
| Dayton | | Individuals who have 30-year | | |
| Odessa | | mortgages might want to consider a | | Legislative Risk: A risk faced by |
| Pompano Beach | | 30-year term to ensure that the house | | investors whereby changes in tax |
| Rapid City | | is protected throughout the period of | | laws can result in adverse effects on |
| Corona | | the loan. | | the individual's investment results. |
