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| Hendersonville | | Life insurance, specifically Term Life, | | Premium: The price of insurance |
| Gaithersburg | | is arguably one of the best values in | | protection for a specified risk for a |
| Evansville | | the entire financial services arena. | | specified period of time. |
| Albany | | Where else can you go and get | | |
| Mountain View | | hundreds of thousands of dollars in | | Single Limit: Any insurance coverage |
| Englewood | | protection for literally pennies per | | which is expressed as a single |
| Mesquite | | day? Rates for Term Life insurance | | amount of insurance, or a single limit |
| Orange | | remain at all-time lows, and now is the | | of liability. Contrast with Split Limit. |
| Arlington | | time to lock in the best prices. | | |
| Columbia | | | | Standard Industry Code (SIC): This is |
| Greenville | | The quickest and easiest way to | | a coding system which assigns |
| Conroe | | shop for new insurance is by | | separate codes for different types of |
| Sacramento | | comparing rates at InsWebs online | | industries. |
| Valdosta | | marketplace. If you do it the | | |
| Lincoln | | old-fashioned way (by calling or | | Independent Contractor: One who |
| Newburgh | | visiting multiple agents or insurance | | agrees to perform according to a |
| Cedar Rapids | | companies) it could take up a huge | | contract and who is not an employee. |
| Corpus Christi | | chunk of your time, which no one | | |
| Glendale | | wants or needs. By completing | | FICA. Federal Insurance Contributions |
| Flint | | InsWebs online application, you will | | Act: A law imposing a payroll tax to |
| Gainesville | | have rates to compare to your old | | assist in funding Social Security |
| Orlando | | ones within minutes! | | benefits. |