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| Dothan | | While some companies raise their | | Nonadmitted Insurer: An insurer not |
| Tampa | | prices based on your actual age, | | licensed to do business in the |
| Pensacola | | most companies increase the price of | | jurisdiction in question. Same as |
| Sunnyvale | | their policies six months before your | | Unauthorized Insurer and Unlicensed |
| Orlando | | birthday. Its a term called Age | | Insurer. |
| Long Beach | | Nearest in the industry, and that | | |
| Littleton | | half-year price increase could really | | Mandatory Valuation Reserve: A |
| Anchorage | | add up over a 20-year term policy. As | | reserve required by a state law to |
| Tallahassee | | above, the quicker you purchase your | | offset any declines in the valuation of |
| Bay City | | policy the better. | | securities listed as admitted assets. |