| | | | |
|
| Tucson | | Everyone has different needs, and | | Retrospective Premium: The final |
| Shreveport | | not one size fits all when it comes to | | premium in a retrospective rating |
| Naples | | term life insurance. While it may make | | plan. See Retrospective Rating. |
| Lake Worth | | sense for people in their 30s and 40s | | |
| Wilmington | | to secure a 20-year term length, a | | Effective Date: The date on which the |
| Evanston | | 10-year term might be more | | protection of an insurance policy or |
| Newport Beach | | appropriate for someone nearing | | bond goes into effect. |
| Hendersonville | | retirement. | | |
| Tallahassee | | | | Commission of Authority: A document |
| Savannah | | Individuals who have 30-year | | outlining the powers delegated to an |
| Chicago | | mortgages might want to consider a | | agent by an insurer. |
| Stockbridge | | 30-year term to ensure that the house | | |
| Garland | | is protected throughout the period of | | Equity: The money value of an |
| Lake Worth | | the loan. | | insurance company that is over and |
| Sioux Falls | | | | above its liabilities. Liabilities include |
| San Jose | | The best time to switch policies is | | almost all of its reserves. |
| Kansas City | | within one month of receiving your | | |
| Durham | | policy renewal from your current | | Sherman Antitrust Act: An antitrust law |
| Gulfport | | insurer. You can typically cancel your | | from which insurance is exempted to |
| Vancouver | | policy without any fees or penalties if | | the extent that it is regulated by state |
| Duluth | | you act within this time period. | | law. |
