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| Davenport | | Individuals who have 30-year | | We/Us/Our: These words are used to |
| Yonkers | | mortgages might want to consider a | | refer to the insurer in many of the |
| Austin | | 30-year term to ensure that the house | | modernized/personalized policy |
| Hot Springs | | is protected throughout the period of | | forms recently introduced. |
| Santa Monica | | the loan. | | |
| Alpharetta | | | | Federal Deposit Insurance |
| Dothan | | Why not take advantage of current | | Corporation (FDIC): An agency of the |
| Glendale | | low prices? Many auto insurance | | federal government which insures |
| Fort Lauderdale | | consumers are becoming educated | | bank deposits up to a stated |
| Ventura | | on other companies, plans, and rates | | maximum. |
| Mesquite | | that are available to them; ones that | | |
| Kansas City | | could afford them significant savings | | Premium: The price of insurance |
| Johnson City | | on their auto insurance. | | protection for a specified risk for a |
| Oxnard | | | | specified period of time. |
| Columbus | | While some companies raise their | | |
| Peoria | | prices based on your actual age, | | Endorsement: A written or printed form |
| Sioux Falls | | most companies increase the price of | | attached to the policy which alters |
| Killeen | | their policies six months before your | | provisions of the contract. |
| Alameda | | birthday. Its a term called Age | | |
| Boise | | Nearest in the industry, and that | | Agency Company: An insurance |
| Billings | | half-year price increase could really | | company that produces business |
| Sarasota | | add up over a 20-year term policy. As | | through an agency network. Contrast |
| Winter Park | | above, the quicker you purchase your | | with Direct Writer. |
| San Francisco | | policy the better. | | |
| Independence | | | | Agent's Balance: A periodic |
| Athens | | Make sure you have a new policy in | | statement of the sums due and owed |
| Irvine | | place before you cancel your old one | | to an agent under the agent's contract |
| West Chester | | to avoid a lapse in coverage. This will | | with an insurer. |
| Colorado Springs | | also prevent having to figure out the | | |
| Bloomington | | amount of any unused premium that is | | Multi-Peril Policies: Policies which |
| Boca Raton | | due to you from your old insurance | | cover a number of perils, such as fire, |
| Lakewood | | company, or having to spar with your | | burglary, and liability, in a single |
| Lorain | | agent about exactly when your policy | | contract. |
| Raleigh | | was cancelled and how much they | | |
| Allentown | | owe you. | | |
