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| Nashua | | Everyone has different needs, and | | Captive Agent: One who sells |
| Boca Raton | | not one size fits all when it comes to | | insurance for only one company as |
| Albany | | term life insurance. While it may make | | opposed to an agent who represents |
| Salt Lake City | | sense for people in their 30s and 40s | | several companies. |
| Lansing | | to secure a 20-year term length, a | | |
| Detroit | | 10-year term might be more | | Standard Industry Code (SIC): This is |
| San Diego | | appropriate for someone nearing | | a coding system which assigns |
| Harrisburg | | retirement. | | separate codes for different types of |
| Greeley | | | | industries. |
| White Plains | | If you decide to cancel your policy | | |
| Syracuse | | (after acquiring new coverage) | | FICA. Federal Insurance Contributions |
| Winter Haven | | outside of the 30-day period, you may | | Act: A law imposing a payroll tax to |
| Youngstown | | have to pay a fee or penalty. | | assist in funding Social Security |
| York | | However, you may still save money | | benefits. |
| Franklin | | after paying the fee if your new policy | | |
| Boynton Beach | | affords you significant savings. So | | Malicious Mischief: Similar to |
| New Orleans | | while it is best to wait until your | | vandalism. Purposely damaging the |
| Lafayette | | receive your renewal notice, you CAN | | rights or property of another. |
| Lakewood | | cancel your policy at any time. | | |
| Flint | | | | Dual Life Stock Company: A stock |
| Billings | | At InsWeb, you can compare free | | Life insurer issuing both participating |
| Memphis | | online insurance quotes from many of | | and nonparticipating policy contracts. |
| Boston | | the nations leading insurance | | |
| Saginaw | | companies. | | Absolute Assignment: Assignment by |
| Plano | | | | a policy owner of all control of and |
| Bayside | | Life insurance, specifically Term Life, | | rights in the policy to a third party. |
| Des Moines | | is arguably one of the best values in | | |
| Nashville | | the entire financial services arena. | | Retail Credit Company: The former |
| Norfolk | | Where else can you go and get | | name of Equifax, a credit reporting |
| Springfield | | hundreds of thousands of dollars in | | organization. See Equifax. |
| Anderson | | protection for literally pennies per | | |
| Scottsdale | | day? Rates for Term Life insurance | | Nonassignable: A policy that the |
| Jacksonville | | remain at all-time lows, and now is the | | owner cannot assign to a third party. |
| Macon | | time to lock in the best prices. | | Most policies are nonassignable |
| Winter Park | | | | unless approval is given by the |
| Fredericksburg | | | | insurer. |
