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| Scottsdale | | At InsWeb, you can compare free | | Criticism: A correction suggested by a |
| Woodbridge | | online insurance quotes from many of | | rating or auditing bureau to an insurer. |
| Lansing | | the nations leading insurance | | |
| Huntington Beach | | companies. | | Not Taken: Policies applied for and |
| Fayetteville | | | | issued but rejected by the proposed |
| Stuart | | Make sure you have a new policy in | | owner and not paid for. |
| Columbia | | place before you cancel your old one | | |
| High Point | | to avoid a lapse in coverage. This will | | Foreign Insurer: An insurer domiciled |
| Panama City | | also prevent having to figure out the | | in a state of the United States other |
| Las Cruces | | amount of any unused premium that is | | than the one in which the insured's |
| Marietta | | due to you from your old insurance | | insurance is written. |
| El Cajon | | company, or having to spar with your | | |
| Vero Beach | | agent about exactly when your policy | | Nonassignable: A policy that the |
| Saginaw | | was cancelled and how much they | | owner cannot assign to a third party. |
| Oxnard | | owe you. | | Most policies are nonassignable |
| Tucson | | | | unless approval is given by the |
| Baton Rouge | | People who are trying to quit | | insurer. |
| Houston | | smoking, for example, might be best | | |
| Washington | | suited purchasing a shorter term (and | | Agency: An insurance sales office |
| San Francisco | | then replacing it with a longer term | | which is directed by a agent, |
| Turlock | | policy when they qualify for | | manager, independent agent, or |
| Sioux Falls | | non-tobacco prices). | | company manager. |