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| Garland | | Make sure you have a new policy in | | Claim Report: A report filed by an |
| Muskegon | | place before you cancel your old one | | agent setting forth the facts of a claim. |
| Shreveport | | to avoid a lapse in coverage. This will | | Same as Loss Report. |
| Killeen | | also prevent having to figure out the | | |
| Fayetteville | | amount of any unused premium that is | | Lloyd's Broker: A person who has the |
| Kingsport | | due to you from your old insurance | | authority to negotiate insurance |
| Clinton Township | | company, or having to spar with your | | contracts with the underwriters on the |
| Redlands | | agent about exactly when your policy | | floor at Lloyd's. |
| Mountain View | | was cancelled and how much they | | |
| Lansing | | owe you. | | Endorsement: A written or printed form |
| Anchorage | | | | attached to the policy which alters |
| Anderson | | If you have noticed that your auto | | provisions of the contract. |
| Newport News | | insurance rates are still increasing | | |
| Costa Mesa | | with each renewal, or even have not | | Not Taken: Policies applied for and |
| Lexington | | gone down even though you have a | | issued but rejected by the proposed |
| Columbia | | great driving record, this lower pricing | | owner and not paid for. |
| Cookeville | | trend makes it more important then | | |
| Thousand Oaks | | ever that you shop around for auto | | Liabilities: Money owed or expected |
| Denver | | insurance. | | to be owed. Insurance company |
| Fairfax | | | | financial statements, for instance, |
| Athens | | Individuals who have 30-year | | show assets and liabilities. |
| Santa Rosa | | mortgages might want to consider a | | |
| Louisville | | 30-year term to ensure that the house | | Coding: A method of putting |
| Myrtle Beach | | is protected throughout the period of | | information into a numerical form for |
| Santa Clara | | the loan. | | statistical use. Most information on |
| Duluth | | | | policies is coded and then put into |
| Huntington Beach | | Life insurance, specifically Term Life, | | reports. |
| Toledo | | is arguably one of the best values in | | |
| Southfield | | the entire financial services arena. | | Cash Flow Underwriting: The use of |
| Lowell | | Where else can you go and get | | rating and premium collection |
| Eugene | | hundreds of thousands of dollars in | | techniques by insurance companies |
| Newburgh | | protection for literally pennies per | | to maximize interest earnings on |
| Charleston | | day? Rates for Term Life insurance | | premiums. |
| Portland | | remain at all-time lows, and now is the | | |
| Metairie | | time to lock in the best prices. | | |
