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| Panama City | | Life insurance, specifically Term Life, | | Net Loss: The amount of loss |
| Plano | | is arguably one of the best values in | | sustained by an insurer after giving |
| Bakersfield | | the entire financial services arena. | | effect to all applicable reinsurance, |
| Chicago | | Where else can you go and get | | salvage, and subrogation recoveries. |
| Winter Park | | hundreds of thousands of dollars in | | |
| Englewood | | protection for literally pennies per | | Claim Expense: The expense of |
| Plano | | day? Rates for Term Life insurance | | adjusting a claim, such as |
| Savannah | | remain at all-time lows, and now is the | | investigation and attorneys' fees. It |
| Fort Wayne | | time to lock in the best prices. | | does not include the cost of the claim |
| Lakewood | | | | itself. |
| Ogden | | If you decide to cancel your policy | | |
| Oklahoma City | | (after acquiring new coverage) | | New For Old: Replacing old |
| Malden | | outside of the 30-day period, you may | | damaged parts or equipment with |
| Aurora | | have to pay a fee or penalty. | | new ones rather than repairing them. |
| Springfield | | However, you may still save money | | |
| St. Joseph | | after paying the fee if your new policy | | Premium Notice: A form notice from |
| Toms River | | affords you significant savings. So | | an insurer or agency to a policy |
| St. Paul | | while it is best to wait until your | | owner that a premium will be due on a |
| Fort Smith | | receive your renewal notice, you CAN | | given date. |
| Dayton | | cancel your policy at any time. | | |
| Boston | | | | Tariff Rate: A rate established by a |
| Council Bluffs | | If you have noticed that your auto | | rating organization, which comes from |
| Aurora | | insurance rates are still increasing | | the tables, schedules and rules found |
| Philadelphia | | with each renewal, or even have not | | in the tariff of rates. |
| Pueblo | | gone down even though you have a | | |
| Coral Springs | | great driving record, this lower pricing | | Convention Values: Values assigned |
| Lawrenceville | | trend makes it more important then | | to insurers' assets in the convention |
| Monroe | | ever that you shop around for auto | | blank. |
| Mansfield | | insurance. | | |
| Columbus | | | | Dual Life Stock Company: A stock |
| Belleville | | Shopping around is the best way to | | Life insurer issuing both participating |
| Englewood | | save money on your insurance. | | and nonparticipating policy contracts. |
