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| Glendale | | Make sure you have a new policy in | | Single Limit: Any insurance coverage |
| Turlock | | place before you cancel your old one | | which is expressed as a single |
| Naperville | | to avoid a lapse in coverage. This will | | amount of insurance, or a single limit |
| Slidell | | also prevent having to figure out the | | of liability. Contrast with Split Limit. |
| Sacramento | | amount of any unused premium that is | | |
| Metairie | | due to you from your old insurance | | Fictitious Groups: Groups formed |
| Hollywood | | company, or having to spar with your | | primarily for the purpose of buying |
| Bloomington | | agent about exactly when your policy | | insurance. Under the law such groups |
| North Hollywood | | was cancelled and how much they | | may not be underwritten. |
| Bronx | | owe you. | | |
| Longview | | | | Deficit Carried Forward: The transfer |
| San Jose | | The quickest and easiest way to | | of a debit balance from one |
| Detroit | | shop for new insurance is by | | accounting period to another. |
| Owensboro | | comparing rates at InsWebs online | | |
| Scottsdale | | marketplace. If you do it the | | Net Interest Earned: The average |
| Springfield | | old-fashioned way (by calling or | | interest earned by an insurer on its |
| Las Vegas | | visiting multiple agents or insurance | | investments after investment expense |
| Hollywood | | companies) it could take up a huge | | but before federal income taxes. |
| Salt Lake City | | chunk of your time, which no one | | |
| Greensboro | | wants or needs. By completing | | Building Code: This refers to |
| St. Paul | | InsWebs online application, you will | | municipal or other governmental |
| Longview | | have rates to compare to your old | | ordinances regulating the type of |
| Myrtle Beach | | ones within minutes! | | construction of buildings within its |
| Birmingham | | | | jurisdiction. |
| Fresno | | Why not take advantage of current | | |
| Chandler | | low prices? Many auto insurance | | Insurance Policy: The printed form |
| Woodbridge | | consumers are becoming educated | | which serves as the contract between |
| Englewood | | on other companies, plans, and rates | | an insurer and an insured. |
| San Jose | | that are available to them; ones that | | |
| Sioux Falls | | could afford them significant savings | | Commercial Lines: This term is used |
| Riverside | | on their auto insurance. | | to refer to insurance for businesses, |
| Aurora | | | | professionals, and commercial |
| Santa Ana | | Individuals who have 30-year | | establishments. |
| Tulsa | | mortgages might want to consider a | | |
| Jersey City | | 30-year term to ensure that the house | | |
| Washington | | is protected throughout the period of | | |
| Manchester | | the loan. | | |
