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| Billings | | Why not take advantage of current | | Insolvent Insurer: An insurer which is |
| Yuma | | low prices? Many auto insurance | | unable to meet its financial |
| Corona | | consumers are becoming educated | | obligations. |
| Quincy | | on other companies, plans, and rates | | |
| Vancouver | | that are available to them; ones that | | Nonassignable: A policy that the |
| Clinton Township | | could afford them significant savings | | owner cannot assign to a third party. |
| Knoxville | | on their auto insurance. | | Most policies are nonassignable |
| Fresno | | | | unless approval is given by the |
| Fort Lauderdale | | If you have noticed that your auto | | insurer. |
| Hollywood | | insurance rates are still increasing | | |
| Lake Charles | | with each renewal, or even have not | | War Risk Insurance: Insurance |
| Clarksville | | gone down even though you have a | | covering damage caused by war. |
| Syracuse | | great driving record, this lower pricing | | Most often written by Ocean Marine |
| Rockford | | trend makes it more important then | | Insurance companies covering |
| Stockbridge | | ever that you shop around for auto | | vessels. |
| Pueblo | | insurance. | | |
| Spartanburg | | | | Expense Allowance: A compensation |
| Jacksonville | | If you decide to cancel your policy | | paid to an insurance agent in excess |
| Lima | | (after acquiring new coverage) | | of prescribed commissions. |
| Charlotte | | outside of the 30-day period, you may | | |
| Honolulu | | have to pay a fee or penalty. | | Leasehold: An agreement which |
| Bellevue | | However, you may still save money | | gives a person the right to use and |
| Fort Collins | | after paying the fee if your new policy | | occupy property. |
| Greensboro | | affords you significant savings. So | | |
| St. Louis | | while it is best to wait until your | | Single Limit: Any insurance coverage |
| Lawton | | receive your renewal notice, you CAN | | which is expressed as a single |
| Alexandria | | cancel your policy at any time. | | amount of insurance, or a single limit |
| Ocala | | | | of liability. Contrast with Split Limit. |
| Spartanburg | | At InsWeb, you can compare free | | |
| Naperville | | online insurance quotes from many of | | Malinger: To feign a disability for the |
| Hollywood | | the nations leading insurance | | purpose of continuing to collect |
| Jonesboro | | companies. | | benefits longer than actually |
| Chula Vista | | | | necessary. |
| Reno | | Make sure you have a new policy in | | |
| Santa Barbara | | place before you cancel your old one | | |
| Grand Rapids | | to avoid a lapse in coverage. This will | | |
| Palm Desert | | also prevent having to figure out the | | |
| Palo Alto | | amount of any unused premium that is | | |
| Chesapeake | | due to you from your old insurance | | |
| Denver | | company, or having to spar with your | | |
| Orange | | agent about exactly when your policy | | |
| Fairfax | | was cancelled and how much they | | |
| Stamford | | owe you. | | |