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| Lincoln | | While some companies raise their | | Renewal: The reestablishment of the |
| El Cajon | | prices based on your actual age, | | in-force status of a policy, the term of |
| Fall River | | most companies increase the price of | | which has expired or will expire |
| Flushing | | their policies six months before your | | unless it is renewed. |
| Clinton Township | | birthday. Its a term called Age | | |
| Knoxville | | Nearest in the industry, and that | | Gain and Loss Exhibit: The portion of |
| Newport Beach | | half-year price increase could really | | the convention blank which |
| Anaheim | | add up over a 20-year term policy. As | | represents an analysis of gains, |
| El Paso | | above, the quicker you purchase your | | losses, and surplus during an |
| Sioux Falls | | policy the better. | | accounting period. |